Once you apply with us, one of our highly competent team members will be assigned to work with you all the way through to closing.


Next Steps: Below are a list of steps that will get you on your way to a new home loan.

Step One : Select a program, rate and point structure that fits your needs. Keep in mind you are free to adjust the terms up to a week before closing, or until you lock in, whichever comes first.

Step Two: Complete a loan application online in a secure environment. If you run into trouble, just call and talk to us directly. The experts at ColoradoHomeLoans.comare there to help you through the process from start to finish.

Step Three : Within 24 hours after we receive your application, your loan will be assigned to a professional processor. He or she will review your information with you, and cover any questions you have concerning your credit report.

Step Four: In the next 24 hours, your completed information will be submitted for electronic approval. This approval will determine you eligibility for the program you selected, and establish the necessary documentation needed to get your loan through processing and in to our closing department.

If you are ineligible for the program you selected, your ColoradoHomeLoans.com professional will even help recommend a competing mortgage company that may be able to better
serve you!

Step Five : The ColoradoHomeLoans.com professionals will take it from there. You will be sent a completed set of loan documents in the mail for your signature, as well as the list of specific documentation needed to complete the final loan approval. We’ll order the appraisal and title insurance for you!

You are also eligible to "Lock In" your interest rate anytime after Step 5 is complete. Please understand that you must "Lock In" at least 5 business days before a scheduled closing date, so we have time to get your closing package shipped. Simply call during business hours and we'll confirm your rate while you are on the phone!

Step Six: When the package is complete, your ColoradoHomeLoans.com processor submits it to an underwriter for final loan approval, and gathers any additional conditions the underwriter requests.

Step Seven : Mortgage Insider ships your closing package to the title company, and you close on your new loan.

That’s how it all gets done! And it all starts with a our quick Secure Loan Application